For many people, the concept of living together before getting married is foreign, almost alien. Some people may not even be thinking of it and they think that marriage takes away all those things that were special about their lives before they got married. While the two of you are still free to live together and experiment with your sex life and your tastes in clothes and food as a married couple, don’t forget that in a way, you’re still living together. There are also kegel exercises that men should consider using when looking to improve physical intimacy.
One of the things that most unmarried couples never consider when they are living together before marriage is what happens to the surviving partner after one partner dies without dying first. The surviving partner may not have been expecting this and it can be a shock for him or her. The surviving partner may not understand the implications of death circumstances and it may be hard for him or her to accept the reality. The surviving partner might also be experiencing a lot of grief and is often very resentful and bitter toward the person who died. This is why it’s important to talk about this with the surviving partner early on in the relationship.
In many cases, married couples make medical decisions together before they get married. The reason for this is usually that the surviving spouse is covered under the family insurance plan. Most family insurance plans have a clause which states that the spouse is automatically covered upon death of the insured person. Some state laws specify that if the surviving spouse hasn’t received coverage within a reasonable time after the death of the insured person then he or she has to pay for the medical bills. These bills can become quite massive over the years and so this is usually a major benefit for married couples.
Many times, unmarried couples have either a standard or a flexible joint life policy. One of the biggest benefits of a joint life policy is that both partners can receive the benefits in equal amounts. However, it’s worth noting that each of them has to meet the same age requirements and be of the same age when the policy was initially purchased. Another benefit of the policy for married couples is that once both of them have reached the age of sixty-five, both of them will receive the benefit at the same rate without having to break in their benefits.
In some instances, the surviving spouse may decide to split the money that one pays into the other during the lifetime of the policy. In the case of a divorce, when one of the spouses remarries, the surviving spouse is still entitled to half of the death benefits. It’s important that these kinds of issues are brought up early on in the marriage in order to ensure that one of the partners doesn’t try and get more money out of the other at a later date.
A common scenario which might cause the benefits to be split is when a same-sex couple gets married and decides to file for divorce. Under the laws that exist for the country, gay couples are legally allowed to get married. Therefore, same-sex married couples will also be able to file for a divorce and be entitled to the same federal benefits as heterosexual couples would. If a same-sex married couple has one of their children injured or killed because of an accident, the surviving member of the union can claim the death benefits from the insurance company. It’s very important that all of these situations are talked over with an attorney during the time that one plans on filing for benefits. The right legal advice can help prevent any problems or arguments down the line, making it much easier for same-sex couples to enjoy all the rights and benefits that come along with marriage.